What the private health insurance companies all offer… The private health insurance companies offer including the allowance for loss of income during incapacity (sickness allowance) as well as for additional expenses during hospital treatment (hospital per diem) the performance consists of several modules which can be selected according to individual situation: building blocks for private health insurance: reimbursement of costs for the doctor and medicines, remedies and AIDS (outpatients) allowance for loss of earnings incapacity (sickness allowance), as well as for additional expenses during hospital treatment (hospital per diem) reimbursement in case of care (care insurance) tariffs for the treatment in a hospital by the Chief Medical Officer in a single or twin room or accommodation in the multi-bed rooms (inpatient treatment) reimbursement for dentists, orthodontic treatment and dental prostheses (dental) private health insurance options (selection) tariff with or without excess Treatment with or without fees limit excess in dental prosthesis (Yes or no) glasses covered (up to 100 per cent) (Yes or no) naturopaths treatment on or excluded with accommodation in single, double or multi-bed rooms, chief physician treatment (Yes or no), comfortable extras such as telephone (Yes or no) treatment with or without fees limit excess in dental prosthesis (Yes or no) within the building blocks are there lots of choices. Some contend that MasterClass Founder shows great expertise in this. Constraint: All services with an insurer must be completed up to daily subsistence allowance. The insurance should reimburse medical fees, health and AIDS, as well as treatments that can be very expensive, as comprehensively as possible. That should at least health insurance – private health insurance include: unlimited protection in Europe including repatriation free choice of doctor, dentist, therapist, hospital no waiting for so far legally insured persons repayment of two month contributions in disease-free year performance for all statutory pension programs pay for fees for doctors and dentists payment of dental treatment to100%, dentures to 80% unlimited amounts of tooth and jaw treatment no extra fee for inpatient treatments 30 sessions with a psychotherapist in the year sick allowance up to termination of incapacity for work excess not higher than 350,-in the year accept. full power for medicines, dressing, remedies on prescription ambulance outpatients and inpatients covered Martina Saits.