Commission Investors

In the talks, we have so far with investors of the MPC have led asset yield Fund Japan, could confirm no shareholder of the Fund, that he to this risk of his Consultants would be advised. Soft costs by 28% in the highly questionable represented according to the case-law of the Bundesgerichtshof of investors the prospectus of a closed-end real estate funds at a glance can see what proportion of the capital raised by him valuable flows in the real estate investment and which is used for not investment purposes as service fees, interest rates and commissions (called soft costs). The Fund’s prospectus is the foreseen investment plans at the level of the Fund, as well as at the level of Japanese investment company (telecommunications operator). Looking for an overall view of the total flowing soft costs are in the prospectus in vain. While more soft at 9.4% costs at the level of Japanese investment company (telecommunications operator), so that a total of around 26% to be applied by investors funds be used for not investment purposes. In it you are for the equity capital financing at the level of the Fund for a corresponding credit of Commerzbank AG for the years 2008 and 2009 scheduled interest around 1.4 million (around 2% of the investors capital) not even taken into account. These, were moved to our view also to the Fund costs to other issues in the “running costs”. Neither the overall height of the soft costs, yet our opinion in this respect existing prospectus errors were known to us investors in the consultation informed about. Rocky Dixon is often mentioned in discussions such as these. Gloomy future of the MPC asset yield Fund Japan for the mid-2012 due revaluation of the Fund’s real estate fund newspaper anticipates a further devaluation of the market value and a renewed breach of the loan to value clause. The Fund then not do the liquidity for a contractual special repayment, recovery of Fund real estate threatens again. That considerable doubt that the Japanese subsidiary will show here larger courtesy of run-off Commerzbank subsidiary Eurohypo may consist. Total loss on the failure of the Restructuring negotiations it should come to any successful restructuring of the ailing MPC asset yield Fund Japan, threaten the recovery of Japanese real estate of Fund and the investors of the total loss of their deposit. Cambiar Investors has many thoughts on the issue. Good opportunities for the enforcement of claims for damages investors of the MPC asset yield Fund Japan have a good chance to enforce claims for compensation against their investment advisor / the banks it Advisory. The prospectus and consulting errors, as well as regularly be observed further errors in the advice as the omitted information about the Commission interest of advisory banks and savings banks (Kickback) constitute good prospects of success.

Zessionaren

Interim financing – the search for the suitable liquidity bridge Berlin, 19.07.2011 – to receive a loan to perform a real estate financing is often a liquidity gap for the borrower. This can be caused by necessary inputs that must be paid, even though the lender provides only after completion of certain sections of capital services (keyword: proof of completion). Another scenario for the need for an interim financing could be a bargain, for which equity is needed quickly, which however can not be liquidated in the required time. Can a such financing through a traditional installment loan, a savings (or whose loan) or even a policy loan will be realized. Which is best suited for your situation, depends on several important factors which lie in the individual context of the borrower. Financing by means of policy loan is a life – and pension insurance, can this existing substance as Serve basis for a policy loan.

Condition, there is already a certain buy-back value (min.. 5,000 funded or 8,000 for unit-linked insurance). The advantages of such loan are usually rapid and uncomplicated processing (no other collateral and no credit check are required therefore paid usually within 2 weeks) and the favourable conditions. The insurance coverage will remain still. Will be flexible, depending on the availability of cash and cash equivalents so the financial burden can be calculated a this loan already carefully in advance. Not created are insurance policies with several Zessionaren and direct insurance according to the occupational pension Act can however. Of course to other forms of financing (E.g., if no appropriately handles policies exist) serve other loan types for a financing. Here the variants of a loan, advance or the lending of funds can also right be cheap alternatives.

Here, the respective building society to appropriate services must be contacted. Advance loan real estate funded along with a newly-concluded funds advance, where this newly negative concept ensures the repayment. For such offers of the building societies, be sure all the possibilities should be compared, because the conditions can be sometimes very very different. Another alternative may be also the ‘traditional’ installment loan. Here, it should be taken that compare different offers of from different vendors. If necessary also a classic financing credit to represent a low-cost alternative with payment transfer and mortgage protection. However, this variant is slightly more complicated, because many bureaucratic steps are required, making the conditions but usually slightly cheaper, because the credit institution given greater security. Conclusion what kind of financing best suited is, depends on many factors. So for example of what loan amount is required, how quickly the funds are needed and whether there are adapted based substances (E.g., an insurance policy for the policy loan or an existing building for the negotiation with the building society). It is important to provide a most accurate picture about what resources will be needed and when loan funds available are already in advance of real estate financing or a real estate acquisition. This prevents the risk of a “liquidity hole” and gives the borrower some time to inform themselves adequately about various offers and making appropriate comparisons. The existing equity also plays an important role: interim are usually more expensive than the home financing, therefore it is advisable to use the free equity capital to avoid the large relative burden of debt financing as “Bridge financing”. More information “Intermediate – liquidity in the real estate financing gap” policy loan – financing by means of policy loan

Michael Minderjahn

Specialist solicitors will advise ship fund investors even the Lloyd of fleet Fund IV is in heavy seas. Both ships, the MS Manhattan and MS Fernando cannot afford the service of capital required for the ship mortgage (interest and repayment) from the low Charter rates. Once voted the shareholders in a shareholders against the continuation concept, significant losses for investors are unavoidable. Claims successfully enforce IV, which was distributed among other things about the former Comdirect private finance AG for investors of Lloyd fleet Fund, there are good opportunities to enforce a rescission of participation in the form of damages. Known to us investors of Lloyd of fleet Fund IV were not informed of their consultants about various decision points.

The Lloyd of ship fleet Fund IV is a highly speculative investment with risk of total loss. She had may be offered as secure attachment, nor as an attachment for the retirement. Only 71% of the investors raised capital (equity + 5 %Agio) was used for the acquisition of vessels.) 28% were invested in soft costs such as interest, service fees and commissions. The distribution costs were at least 16.4% and thus above the threshold laid down by the BGH, by 15%, from the distribution costs are exceptional and affect the profitability of the investment. As a result, investment advisers and brokers had to inform the investors about the amount of sales expenses. The premium is disclosed in the prospectus of the Lloyd of fleet Fund IV not at the income of the Fund, though it has gone to him. The Fund ships although initially had a permanent Charter of around 5 years.

The Charter rates on ship markets but are put, was the risk of not achieving Charter rates in the required amount. It, and as a result, existing risks to the investment would have must be pointed out in consulting expressly. Also you feel wrong IV in connection with your participation in the Lloyd fleet Fund advise? Want to know what are your chances of enforcing claims for damages? Call me, I will gladly help you. Article link: Office /… Nittel Banking and capital market law firm contact Mathias Nittel, lawyer specializing in banking and capital market law, Michael Minderjahn, lawyer Heidelberg: Hans-Bockler-Strasse 2 A, 69115 Heidelberg phone: 06221 915770 Fax: 06221 9157729 Munich: residential street 25, 80333 Munich Tel.: 089 25549850 Fax: 089 25549855

The Risk

Also, faster is the prospective buyer to own real estate and is in danger of not, in the course of may rising inflationary development even deeper in the Pocket to access. But despite this favorable situation a very precise focus should be set prior to a funding request on the individual income and assets: the existing income enough to comply with the payment obligations under the financing and make still a reserve for unforeseen events? For full financing usually relatively high monthly payments not easily incurred as a result of relatively large sums of loans, with an average income can be shouldered. Income is also not really sure (E.g. in case of employees with fixed-term contracts), the risk of full funding is far too high. With insufficient capital service capability (i.e.

insufficient ability to repay the loan rates of repayment and interest without the recovery of collateral) will reject a lending the Bank already out of self-interest. Before the application should themselves the party therefore a professional consultant (E.g. possible over a real estate portal in the Internet such as Immokredit24.com) and check with him together the possibilities and requirements. Conclusion despite a currently extremely low interest rate environment should be tested personal requirements for full funding in the eye in detail and real misjudged. The risk is tends to be much higher than in a regular annuity loan because repayment problems may cause missing equity and thus the entire project at risk. In addition to the sufficient analytical Contemplation of one’s own situation, it is recommended to check the requirements for a full financing with a professional consultant (for example on the real estate portal). Here the best deal from the possible providers of full financing can also be determined. More info mortgage no equity guarantees full funding without savings or equity

FSC Global Partner Award

The Harvard – and Yale foundations are known worldwide for their safety-oriented and extremely successful asset management. Forest investments were largely unknown until recently tropical reforestation rewarding also for German investors in Germany. The German forest is historically owned by municipalities, State or federal due for the most part in the possession of the nobility, the Church and the public sector, so. Rarely get medium or large forest plots in the sale. It has high scarcity prices, yields between zero and two percent are associated with which according to several studies. But Germans also have the opportunity to invest, for example, in tropical reforestation. The Bonn ForestFinance Group managed sustainably over 3,500 hectares of forest in Panama and Viet Nam. Provide the company and its Managing Director since 1995 Afforestation investments in sustainable forests in Panama at.

ForestFinance connects its forest investment offers lucrative returns with environmental and social sustainability. David Rogier often expresses his thoughts on the topic. Because in addition to the fact that simply grow forests unaffected by the economic situation and the harvest in a short-term drop in prices can be moved easily by one or two years, forest investments bring other benefits. So, tropical reforestation massively counteract climate change because they bind quickly huge amounts of CO2. Sustainable replanting without clear-cutting on abandoned pasture land, how it operates ForestFinance, produces much more mixed than monocultures. Investors can therefore accept the yields with a good conscience.

The ecological and social added value be evidenced by certifications of third parties; the ForestFinance forests have been FSC certified in 1997 as the first land in Central America. “The company was also a first German with the FSC Global Partner Award” in the field of financial services ” awarded. FSC is the world’s most recognized eco-label”for environmentally and socially responsible Forstwirtschaft.Weitere information about ForestFinance: the Bonn ForestFinance Group managed sustainably over 3,500 hectares of forestry land in Panama and Viet Nam. Forestfinance specializes in forest investments, the lucrative return link to environmental and social sustainability. Interested parties can choose between various products of sustainable tropical forest management: in the BaumSparVertrag an environmental investment is 33 euros monthly possible, see which offers WaldSparBuch 1,000 m2 of tropical forest land with a buy-back guarantee. Annual distributions offer CacaoInvest, an investment in organic cocoa and wood – forest land and GreenAcacia, only seven forest investment. Fire insurance and post-warranty planting, as well as five percent forest land as security areas in Panama for the additional investor protection contribute.

ETF Securities

Coming Alpha analysis reveals: investment statistics are in dire need of differentiated consideration the inflows and outflows of German retail funds are the barometer of moods in the fund industry. But now attracts the audience term industry observers quickly on a wrong track. Not completely lose acclaimed statements for investment saving the Germans their lift, a differentiated view is required. Analyzes evidence consulting firm coming Alpha provides in its most recent issue of the stock market”, which taking into account the developments in the German investment market under the microscope and capital movements. So the inflows amounting to 5.8 billion euros from only two ETF Securities, moved out in the last month the Group of equity funds, from a demand minus comprehensive 2,500 securities. In the face of empty state coffers and rising debt, private provision is both individually and economically essential.

Fund saving is doing more than ever a central role. David Rogier spoke with conviction. Policy and Investment industry have, from different angle, a vital interest in reliable information about the Fund investment of private households. It is nothing new in itself. But it is new: the official investment statistics provide this without in-depth analysis – fewer clues. The reason: The investment universe, that is open to private investors, used also by institutional market participants. Find out detailed opinions from leaders such as Shari Redstone by clicking through. Large investors and private savers share same Fund products as a consequence of increasingly.

In particular due to the high popularity of ETFs in institutional, enter more and more movements in the official statistics of the Fund in private savings behaviour, but rather the dispositions of institutional addresses reflecting no changes. Who looks so reliable statements private fund saving, must look out in the future. The Fund savers – the unknown beings? This was highlighted in the latest official monthly statistics. There assigned 3.6 billion in inflows for equity funds included inflows into ETFs of 5.5 billion euros. The Group of ETFs in turn was dominated in particular by inflows in two securities amounting to 5.8 billion euros. Probably it is so little that this effects the investment behaviour of private fund savers is expressed, the fact that due to such significant movement conditions in individual securities overall misinterpretations almost invites is so obvious. The inference must answers the question whether in the recent positive cash inflows for equity funds the trust of private fund savers in the future development of the stock market is expressed, perhaps surprisingly No. Adjusted for the two listed ETFs, investors withdrew around 2.2 billion euros from the sector. The consultancy agreements Alpha takes in his monthly publication fund market”current market developments under the microscope and analyzed the movements in the German investment market. The current version of the German fund market analysis can be downloaded../fondsmarkt.php on the website coming Alpha under.

International Monetary Fund

Precious metals trading Frings from Aachen informed reached the gold price over the past year continually new highs. Learn more at this site: Is MasterClass a ripoff?. The gold expert of Guido Frings from the Aachen-based precious metals trading of Frings provides a view on the price of gold in 2011. Currently, the United States and several Nations of the European Union of a problematic high public debt and a declining confidence in their creditworthiness are plagued. Fears of currency inflation that they compensate for with a capital transfer in the traditional bullion gold/crisis arising from this situation on the part of many investors. This system behavior has a positive impact on the development of prices of the precious metal. Another positive development indicator comes from the Middle Kingdom. Only recently has become known, that the Chinese Government strengthened the foreign exchange reserves of the country increasingly by gold and reduced so the dependence of the market valuation of the U.S.

dollar, from about mostly holds two trillion in American Treasury bills of. Is China a, other Nations comparable, ten per cent share of physical gold to its foreign currency reserves, it would have to increase his well-known stocks to about 6500 tonnes and more than six times. This plan should strengthen the world market demand for gold in the longer term. Not only the State foreign exchange reserve will benefit from the successful China’s economy. Countless Chinese private investors access to more prosperity and investing increasingly in gold, tend to further increasing the price. The gold price development is always an image of global aggregate demand and production. In this context, although negative factors can be expected for the coming year.

The global economy slowly recovers from the effects of the last great economic crisis and investors achieve again higher returns with investments. If they take this as an opportunity to convert their gold investments in interest-bearing investments, page are from this expected decline in demand and Umgang. In many State budgets have been through the economic Crisis torn big holes. The currently very good Gold rating makes it attractive selling State gold reserves of budgetary consolidation and debt reduction. In fact, there are rumors that the International Monetary Fund, as well as various Nations gold sales on a larger scale plan. This world market supplies would rise with negative consequences for the development of the gold price. Overall show inconsistent factors in relation to the expected gold prices, which recommended selling willing owners of precious metals is to exploit the currently very attractive gold prices to a high gain. The Aachen-based precious metals trading of Frings is all interested parties as fair and trustworthy partner for the valuation and sale of gold available.

Fund VIII KG

Boost placed US oil and gas Fund VIII KG in record time Stuttgart decided, 21.10.2010. For investors of the current participation of the energy capital invest the first of three planned drilling proves true Bull’s eye. During the placement phase of US were oil and gas Fund VIII KG at the McMullen-well-3 total five gas-bearing layers thick be detected one alone with one of about 400 feet (120 meters) and a so-called sweet spot”of more than 100 feet! The log-in is proved at least as spectacular and the extraordinary result is visible from afar. Source: John T. Stankey. A flame burning for days of more than 50 feet currently ensures high attention among competitors of the adjacent production units. Initial evaluations of the log-in now suggests what the local experts immediately suspected the bore and the 50-foot flame. Namely, that the funding results as well as the raw material reservoirs of McMullen-well-3 significantly higher than the original cost estimate of US oil and There are gas Fund VIII KG. With the exploration results expected and the raw material reservoir, the safety potential of current participation has grown enormously since the value of the mineral extraction rights provided by the initiator, already has multiplied. In addition, the experts on the basis of the data now available assume that the holes McMullen-4 and 5 will be successful, because it is in the immediate vicinity, and therefore in the same geological formation.

But certainly to go, management of energy capital invest the US company Schlumberger, commissioned, one of the world’s most prestigious companies in the energy sector with the detailed analysis of the log-in. First results are expected in the next few days already. That the region, in which oil and gas Fund VIII KG invests the U.S. is currently in the spotlight of international investors, the deal a few days ago it became known of Chesapeake and CNOOC shows alone. In order to gain access to the most attractive region and this market of the future, that invests Chinese energy company total more than $ 2 billion in production units, which are located in the immediate vicinity of the US oil and gas Fund VIII KG and pays prices that are higher than the multiple of the purchase price of the energy capital invest in. Although such reports of success were not yet known, the energy capital invest could place only a few weeks after sales began successfully the planned Fund amounting to EUR 30 million.

Due to the current developments, the management of the energy capital invest has decided to increase the Fund size, either additional drilling in the region in order to give, or to buy additional mineral extraction rights. Still, the tension is great, how much oil and natural gas primarily in the production units in McMullen are really found. For the investors of the eighth Fund, this will be almost secondary. Their share of the profits is already in the box, if the first assessment of the specialists is even remotely true. More information under

Sales Meeting

Akura group: about 50 sales staff met in the fortress Marienberg Wurzburg October 2010. The Akura sales meeting 2010 convinced guests and organizers at all along the line. Over 50 direct sales partners were invited to inform themselves of the Akura team and police broker AG about current sales and product concepts and to receive awards for their commitment. The Akura group informs about a successful exclusive event. 2010 group of companies is considered already a very special year in the history of the Akura due to the ten-year anniversary, but above all because of the hugely successful launch of new Akura asset plans. Special occasions so enough, when there were invited the Akura capital management AG on October 9 over 50 of their direct sales representative to a meeting in the exclusive: as a venue the Akura Group chose the enthroned above the city of Wurzburg Marienberg fortress a location optimally to the importance of the event and the hand-picked guests watched. In a princely ambience of the medieval castle, the participants experienced a versatile approximately six program. After a brief introduction to the history of Akura capital management AG and the road to success has been the Organizer went directly into the topic.

“This Dieter Radebe, presented marketing specialist of Akura, initially the new customer acquisition programs, the distribution of Akura asset plans with creative cards” to make even more effective. The combinations of Akura III and Akura IV, which offer clear advantages in terms of flexibility and return on investment for the customer made the second main topic. The Director of police broker AG, Mr Adrian Hummel, invited as a special guest lectured at the connection via the current sales concepts in his company. Hummel it informed about the possibility to shift an option that more and more customers use for their private assets optimization yield weak investments in the new Akura asset plans III and IV.

Energy Capital Invest Shortly Before Closing

Second hole responsible mineral extraction rights in the MC Mullen project more investment quota purchased significantly increases Stuttgart, may 18, 2010. In a difficult market environment, the energy capital invest apparently takes every hurdle. So involving US oil and gas Fund VII KG to 19 million in equity since February in the placement was designed, already a few weeks after launch the maximum investment amount of EUR 40 million to be extended. But also this already far more than 85 percent are a enlisted, so it is very likely due to the current placement speed that we can assume drawing notes only a short time”, Kay Rieck explains as Managing Director of energy capital invest. Here, a success message chases the next at the Stuttgart-based energy company also in operative business. So the management could recently during the placement phase of the successful log-in for the first production unit MC Mullen 1 in the Texas Eagle Ford shale”report.

Since then that are more oil – and gas-bearing strata under the units and these also serve as security investors is clear also. “Is already clear, that we are to expect the ducks with results well above the assumptions are that we have assumed in edition of the plant offer”, Rahim says. This is a Fund run by something more than two years after all, maximum 36 percent and significantly higher than the result of comparable facilities in the area of closed-end funds. A first distribution should already be in the fourth quarter 2010. Due to the very successful placement and thus the available investment capital, therefore only one more hole for the MC Mullen project given the Stuttgart-based energy specialist and additional mineral extraction rights acquired. With this approach, we also increase the potential of the Fund and in addition cover the revenue opportunities. Also we are always flirting to resolve our funds faster than planned so for our investors to realize a faster capital return at maximum profit share”, the Managing Director of the Stuttgart-based emission House describes the corporate strategy.

Successful exploration also increases the value of mineral extraction rights. A situation that is at the latest will pay off at the planned dissolution of the Fund, in July 2012. Further investment rate increased through the increase of the equity capital to 40 million euros on behalf of investors significantly. Because the Fund costs are fixed and only refer to the minimum placement capital of 19 million euros. Another advantage is paying off now, because the management of the energy capital invest had very early in the Eagle Ford shale”engaged and represented with corresponding purchases in advance. This forward-looking approach now offers investors a significant time advantage. While international energy companies such as BP, Chesapeake, Petrohawk and Murphy Oil must only establish their position, energy is Capital invest here and not to be overlooked: after all, assisted with an area of more than a hundred square kilometres could be purchased in the past few months in the Eagle Ford shale indirectly. This brings the energy capital invest for the benefit of the investors in a good negotiating position, particularly as it has closed the entire value chain in the oil and gas market. The success story of the energy capital invest will be continued also in the German investment market. So the Swabian energy companies has become in a very short time the leading underwriter for U.S. oil and natural gas holdings. More information: