Nowadays, many motorists are thinking about buying a car on credit. But where there is demand, there is also a suggestion that led to a huge variety of offers from banks to borrow on a brand new car. I am glad that constantly improving conditions for car loans to customers. According to estimates by the end of this year already, most dealers will sell about 40 percent of the loan machines. Each bank offers its own system car loans, somewhere will require only a few documents, but what else just 18 and as always, the problem is a certificate of official income. Throughout his time for the approval of the application (from 30 minutes to 2 weeks).
Interest from 9 to 14 percent in foreign currency, 19 – 55 rubles. All banks are similar only in that the car owner must at once paid off a third of the cost of goods. I want to warn immediately that the easier it is to take the credit, the more it will cost payment. And in general there are so many nuances that everyone should know who decided on this sweet word car loans. Unfortunately many people mistakenly believe that will only pay interest on the loan, insurance, and for gasoline.
Forgetting that their money will also go for the payment of parking, cleaning, maintenance, purchase of spare parts and accessories, change of rubber, and of course the penalties for failure to comply with traffic regulations. And often half-baked Motorists faced with new costs, say goodbye to their favorite car. It is reasonable to think through everything before you decide to buy a car on credit. And further information will give you good food for thought. Naturally need to determine the brand of car, then select the auto show where has a service base, as the car must also pass a pre-sale preparation, and in the future of the service. Need to find out about this salon, as has proved that they have with the services of registered vehicles in the traffic police, if they have compulsory insurance. Of course this is all being overcome, well, why, when it is easier to buy another. Above, I mentioned that it is desirable to own stations. Since many cars need to install additional parts and accessories. And if service base, all could be included in the price of cars. Many have already practiced it, in fact easier to get the same fully equipped with a car on credit, than to buy additional equipment from its own budget. May even have to get on the waiting list, but for now equipped with auto go to the bank for the loan. Portal Articles