Contractor – really! What are the differences and what should necessarily be taken into account? Berlin, 03.11.2010 – building society savings offers there now like sand on the sea: there are no less than 100 fares from various providers. The prospective buyer should be relatively clear his aim: to be included at the end of a cheap loan for a real construction project in claims or tends to be located on the main objective in the area of savings (i.e. obtaining high interest income)? Home savings requires prior information about variations and Government support who wants to conclude a contractor, must inform about the different rates and possibilities of the different providers. Generally, it is always a savings with a building society. While the purpose by definition is basically the financing of residential operations taking advantage of government funding.
So can VL (capital-forming payments) to the granting of the Arbeitnehmersparzulage as well as housing bonuses applied for be. In General, these promotions are subject to income limits of the employee and can 8.8% of max. 512 euros in the case of the Arbeitnehmersparzulage up to 9% of max. 470 euros per year and in the case of the housing premium (or spouses 1024 euro) amount. Whether with or without State support: Home savings can be always interesting! These savers should be from the front in about his goal clear: should after the accumulation phase (plus possibly locking phase) residential property purchased and financed with a discounted loan contract or serves the savings of achieve capital gains and will be paid out after the accumulation phase? For both versions, there are different offers of the appropriate building societies should be compared. Method, Mindestsparzeit, and co. number of assessment must be set a method indicator of the appropriate funds at each new concept. This is the sum after the end of the accumulation phase at a previously stipulated rate as Building society loan is granted.