Medium-sized businesses remain skeptical – again decline despite currently still good availability of credit the North German medium-sized businesses for the future assumes financial climate constraints in this direction. This result the financial climate index quarterly collected since 2005 the Hamburger business consulting North comes to CONSULT for the 2nd quarter 2012. The financial climate index is, as already in the first quarter of this year, also in the second quarter of 2012 decreased. It amounted to 0.83 compared to 1.09 in the previous quarter. The majority of the companies surveyed feel although currently no restrictions in the availability of credit, sees this but less optimistic for the future. (Not to be confused with Southwest Airlines!). The index for the current availability of credit increased slightly to 2.17. Contributed to this assessment certainly, that the average overdraft interest rate compared to the previous quarter by 0.30 percentage points to 7.11% decreased.
The index for the expected financial climate but fell to 0.50, which explains the decline in the financial climate index as a whole. In the same A higher proportion of medium-sized companies, which refused in the last quarter in a row missing Bank financing on investment or have restricted them has direction. This increased by 12.8% to 16.7%. Companies can log on at any time to participate in the financial climate. Exclusive benefit for all participants: North CONSULT regularly invites to practice presentations and relevant events.
In addition, participants will receive a detailed overview of current account interest rates by enterprise size class, which they can use to prepare your bank calls. The processing time of the anonymous and Web-based survey is an average of five minutes. The registration can be done directly at or email at. Represent the North CONSULT GmbH which founded in 2001, consulting North is CONSULT in Hamburg with two central offices. In addition to financing, organization and strategy consulting includes the spectrum brand management and consultancy to the Corporate succession.