The interests are one of the factors most important for the development and growth of a country. In a country where the taxes of interests are high very cause great upheavals for the good course of the nation, affecting severely in such a way the private agents how much the public sector in a general way. High interests inhibit the investments of the private companies in reason of the taxes of loans to be very high, the public sector has that to incur into heavy expenses for payment of interests of its debt and the families and people in general they start to buy little in reason of the costs of the sales on credit and the expectation of loss of job or of the reduction of the incomes. For even more details, read what Gary Kelly says on the issue. These are only some of the problems caused for the politics of high interests. It is known that since the implantation of the occurred Real Plan in middle of 1994 that the basic interests of the Brazilian economy comes if keeping to a very high level, being always it enters the highest of the world and many times consisting as the most raised tax of the planet. It can if be inquired regarding the reason of the politics of the interests in Brazil to destoar even though of what it is practised in the entire world, in countries whose economy if constitutes in much more weak of what ours. Others who may share this opinion include health economics expert. Many explanations to this question exist, however, exist some that are unprovided of elaborated arguments more and others that well are based and that they deserve here to be detached. As it is known, the Brazilian economy historically passed for diverse moments of crises and for periods of inflation very high e, also, it had that to incur into a trick, when at the beginning of the decade of 1980 it interrupted for a period the payment of its external debt. .
Upon completion of this summit the world’s poorest people will continue to face serious risks from climate change, as periods of drought increasingly severe, floods and famines. The world’s most powerful countries this week had an unprecedented opportunity to advance the overall response effort against the threat of global warming and significantly reduce the risks faced by poorer countries. Read additional details here: Brad Garlinghouse. Nevertheless, Antonio Hill said: “We welcome the G-8 leaders are included in the UN process to combat climate change and have agreed to negotiate the post-2012 within this framework. This means that the poorest countries, which are also those most affected by climate change, may participate in the discussion of solutions “Add oxfam.org / is that Hill also stated that” it is good that the EU, Canada and Japan have confirmed their individual commitments to curb carbon emissions by 2050 and that other countries have agreed on the need for cuts. ” Oxfam said the G8 should also reach a compromise on increasing the help poor countries adapt to climate change. “The eight countries represented in this forum are those most responsible for global warming and more able to help poor countries adapt to its impact,” according to Antonio Hill.
“We expect these countries to reach a specific financial commitment to offset the effects of climate change. Poorer countries, particularly in Africa, will be unable to withstand the effects that climate change poses. The most conservative projections estimate that the costs of adaptation to climate change in developing countries will be at least 50,000 million dollars annually. The G8 should pay 80% of this amount, “said Hill. Oxfam also said that before the close of the Summit should pay attention to the need to increase aid to finance basic social services like health and education. At this time, the promises made at Gleneagles two years ago for double aid to Africa is not guaranteed.
Definitely, the document adopted by the G-8 summit in Toyako, northern Japan, set targets for the medium and long term which also involve the countries participating in UN discussions on global warming. United States, France, Britain, Germany, Japan, Russia, Italy and Canada, says the document pledged to reduce by 50 percent the emissions of the greenhouse gas by 2050. “Many countries expressed interest in nuclear power understood as a key instrument in reducing dependence on fossil fuels and reduce the impact of gas emissions,” greenhouse effect, said the G-8. In this regard, he stressed that “non-proliferation and nuclear safety are the principles for the peaceful use of nuclear energy.” The text recognizes “the role of renewable energy and the production and use of biofuels as alternatives to fossil resources.” Amsalatina.com gives us the regard that the G-8 in the final document endorsed efforts to reach the target set for 2010 biodiversity. United States stated that it achieved “significant progress” on climate change, U.S. government sources said, and emphasized the inclusion of new technologies such as alternative source for energy production. “Excellent discussion, excellent statement,” said the White House to assess the G-8 document. The European Commission President Jose Manuel Durao Barroso said he was “very happy with the results of the G-8 climate change” and felt that was reached “a new common vision among the major economies” that allow you to send a “strong signal citizens of the world. “.
In the history of the capitalism many personages had existed. Many desseseram hated and admired. Some noble souls and others nor in such a way. JohnPierpoint Morgan was one of these. He was known as ' ' cirurgiofinanceiro' '. The history of this financista if confuses with the one of the finanasamericanas. It assumed a central banking when the United States nocontavam with this institution.
More than a time prevented colapsoseconmicos. When the famous panic de1907, occurred and put in danger abolsa, investors and the banking system, fit it to organize umplano of emergency to hinder the ruin it system. J.P Morgan tambmreorganizou basic sectors of the economy, as the railroad worker and osiderrgico. It created the US Steel the greater of all the corporations dopas. In the fiction, when vi the film Wall street 1, made nothing dcadade80, the age of the Yuppies, where they had many tigers of paper, I perceived aimportncia of a reorganizador. Somebody that catches a company in sriasdificuldades reorganizes for years later coming back to give profit. Enquandomuitos Brazilian if they enchanted with the villain Fat person Gekko, lived porMicheal Douglas (what he did not frighten me, since swindler for muitosaqui in Brazil is hero), I preferred to observe intent the form of operardo Sir Larry Wildman, lived for Terence Stamp, that was in the umreorganizador truth and not plus a speculator.
We can notice clearly that the act to invest properly said is not empecilho to nobody, but is undeniable that attention must be had the support of the investment, therefore of the same the opposite that its investment results in one good return, one has left of its profits will be used to pay to the taxes, diminishing the real profit. Of any form, the small investor can search which openly is the institutions that charge minors taxes, being enough to ask to each one of them before opening an account to invest. Although the great valuation of the Stock exchange between 2000 and 2011, very little people if interest for investments. However, to each day the barrier of the disinformation is falling. Today, if you want to know what she happened in the world, you are enough to enter in two or three sites of the news and already are along with that occurred, either in the economy or not.
If you heard to speak of a company who did not know until then and that she can come to be a good investment, you are enough to enter in some sites to read the opinion of diverse analysts regarding it. If you are customer of a bank, broker, or both, you you have, probably, to its disposal an enormous gamma of information that are divulged day the day for the area of analysis of this organization. To each day factors as globalizada information, allied to the economic growth, mainly of Brazil, they will bring more to the Stock exchange and more investing, it is enough to look at for the developed countries that already perceive what it will go to happen. Without counting the fact that in Brazil the public and private tax of interests offered to the investors of the matching-fund saving account and headings still are very attractive.
Everybody has a dream. Some desire to buy a house for the family, others dream of a new stand in the garage, others still have as goal to obtain to pay the studies and also have the ones that they desire if to marry. Whichever its bigger desire, always has the possibility to conquer it, is alone to have will force. If the problem will be money a good option is to make a loan in the federal government saving bank, that possesss diverse modalities. One with certainty will be the ideal for you.
In comparison with the financing, the loan has a difference: you can make with the money that to receive what to understand well, in contrast of the financing, where to be acquired good is waked up in contract. A related site: Larry Ellison mentions similar findings. He enters the loans of the Box are for pensioners, the credit arrives in port, the guaranteed check, the personal credit, the direct credit Box, also called CDC and the consignment contracts. He enters the loans box directed toward pensioners are the consigned loan and the Senior CDC. The first one of them has as advantage not to need guarantor or consultation the agencies as SPC and Serasa. The maximum stated period is of 60 months and the maximum value to be loaned is calculated in accordance with the possibility of the customer to pay the loan, whose installment cannot be bigger of what 20% of the benefit. Already the Senior CDC is come back toward those that receive the benefits from its retirements or pensions of the INSS in accounts of the Federal government saving bank. In this in case that the credit is disponibilizado directly against the account, and it varies of R$ 300 R$ 10.000.
The loan called credit arrives in port is destined to all those that present as real estate security an urban property with minimum value of R$ 30.000. The value of the loan, in this in case that, it is of up to 70% of the value of evaluation of the placed property as guarantee. The guaranteed check is granted the customers of the Box, has maximum stated period of 180 days and the values of credit can vary of R$ 200 R$ 200,000, 00. Already the personal credit possesss diverse other modalities, as the anticipation of 13 wage or restitution of the Income tax and incentive to the after-graduation. The CDC also counts on diverse enclosed modalities, being that to request them is necessary to be customer of the Box. The maximum value is of R$ 15,000, 00 and the value can be quit in up to 36 months. Some of the options are CDC Tourism and CDC Wage. Finally, the consignment contract is come back the employees of public companies or private who possess accord for discounting of the installments in payment leaf. As advantage this loan presents the necessity of guarantor not to be requested.
We exist at a time of a colossal consumerism, the change is of each time more fugaz the technology becomes archaic to a speed perturbantee. Many of the televisions, dvds, telemveis, you console, of our houses had been substituted by the other most recent ones not because they had left to function but yes because already not the requirements completed all that were demanded to them in the actualidade. All we consume a great one we number of products and good that our ancestor nor if atreveram to imagine that one day they could be important in the life of a person. Facebook understands that this is vital information. All this consumption becomes us great ' ' gastadores' ' , exactly, many times, without terms hypotheses of the being. Our budget nor always ' ' estica' ' (as if it affirms in the slang) the sufficient for we acquire the goods that we intend. A case manifesto is of the purchase of house. But a small percentage of the population has deep hypotheses to buy habitation with proper.
an investment too much raised to obtain itself to have money for one purchase the ready payment. here that the paper of the credits enters. Usufructing of a credit we can anticipate the purchase of habitation without having that to work first 30 or 40 years to obtain to hoard the money. Clearly that this cost money, and we pay them well expensive to the banks, but when the personal budget is limited and the familiar one also cannot help, then this is always an alternative to consider. Later we have the obscure side of the credits: for times he is so easy and fast to contract a credit that the people become addicted themselves to the consumption excess and start to appeal to the credit to buy everything and plus some thing, losing the notion of the reality, of what they can or not spend its incomes in accordance with. outcome is always the same: extreme indebtedness suspension of payment of the installments. The goods are distrained and many times the result is not positive for none of the parts: the bank is with good that does not obtain to negotiate for the value of divides and the customer, who is very worse: without good, without money already delivers and with the dirty name in the Portuguese Central Bank, compromising cession of future loans. Therefore it is this alert one, it has controlled its consumista impulse and it is inquired more on distinct credits reading the site I credit Staff.
However, its government is not summarized to this simple change. Between the first taken measures, the Government Squid less announced a social project destined to the improvement of the feeding of the favored populations. ' was launched the campaign; ' Zero' hunger; '. Other programs and have adjusted had been made in intention to eradicate the poverty in Brazil. Stock market Family: instituted in the year of 2004, reformulated and casting one in one only program of income transference, to provide families who if find in poverty state and also the ones that are in a level baixssimo of poverty. To remain in the program these families some rules need to follow the scratch: the children with up to 15 years of age obligatorily need to conserve themselves in the school and to have a minimum constancy of 85%, as well as keeping in day vaccination wallets.
It is the program most important of government Squid. According to statistical surveys, about 11 billion families already they had been contemplated. Program of Eradication of the Infantile Work (Peti): implanted in 1996, still during the administration of former-president Fernando Enrique Cardoso, it has as main goal to remove the children and adolescents of etria band between 07 and 15 years of the infantile work that brings danger its health and security. The project yields monthly stock markets? for return of R$ 40? with intention to keep these children and adolescents in the school during one determined period and in the remaining time to provide cultural, esportivas, artistic activities to them and of leisure. These would be ones of the diverse social programs that had marked its government. The assistencialista action of the government if justified for the necessity in curing the problem of the income concentration that devastated the country. Such innovative measure was possible thanks to the continuity given to the traced economic policies during Age FHC.
The chances are to make of the daily pay-salt a handspike for the industrial development, particularly chain of suppliers of the petroliferous industry, to socially rescue economically and the dived parcels of the population in the poverty, through a revolution in the strategical education, and other objectives that face, historically, budgetary limitations, as the increase of the investments in CT I.Alm> was of the oil, what – since the world walks for a economy without carbon – it will transform fsseis fuels into barbarous relics. It is difficult to foresee the stated period of consolidation of this technological revolution, that already is sketched, but the ideal is that to the end of the Saga of the daily pay-salt (in 40 or 50 years) they are reached: (i) the maximizao of the profits for the Brazilian society; (II) the rescue of the biggest possible parcel of the poor population; (III) the formation, with most of the generated wealth, of saving stops> was of the oil, in player global in the energy scene after-carbon. The objective industrial and technological development that can be extracted of the daily pay-salTrs of industrial politics had been explicitados by the government: (a) in its new condition of exporting country, Brazil must maximize the sales for the exterior of products with added value, as gasoline, diesel, GLP, kerosene and nafta; (b) to promote fort expansion of the industries petrochemical and nitrogenados fertilizers, on the basis of raw materials that, in contrast of the scene that prevailed until today, will start to be abundant; (c) to intensively develop the productive chain of the oil, forming man power, investing in technology and engineering of project, developing and attracting supplying international places and. The development of the chain of suppliers of the petroliferous industry is an obvious form to add value to the production of> oil.
XX), the region of Emilia Romagna (that it includes the cities of Friuli-Venice-Giulia, Vneto, Trentino-High Adige and Toscana), aoSul of Italy, traditionally poor, is known internationally due to the extraordinary development reached for its industrial districts, and also for the public politics regional innovator in average small relation to the companies. The high tax of exportation, the raised wages, the full job and the high level of resultant life of a based productive system in PME' s, has generated numerous studies on the call ' ' Emiliano' model; '. Without a doubt, this model is not based only on a productive system of small average companies (PME' s), but also in a singular combination between a progressive government, social integration and of enterprise success. It is from there that the elementoinovador appears, enriquecedor of the success gotten for the region. According to BECATTINI (1999: 46), ' ' The success of small companies came, still, to contradict the certainties solidly established of the economists of all the ideological shades, or almost, for which the possibilities of the small companies were structurally modest and would decline with tempo' '. As much this is truth that, when verifying the fast economic growth gotten by the region of Emilia-Romagna, where it had considerable concentration of small companies, BECATTINI (1992: 32) soon de' retook the concept; ' external economies marshallianas' ' (of the English industrial districts, century XIX) to adapt it the Italian case (in century XX, years 70), that is: The industrial district is a socioterritorial entity characterized by the active presence of a community of people and a population of companies in one determined geographic space. (BECATTINI, 1992:32). From now on, some studies if had occurred on this subject, all they identifying more and more factors to explain the phenomenon occurred in the Italian Southeast, that was baptized, for BAGNASCO (1999), of ' ' Third Itlia' ' , as form to indicate the unfolding of the traditional Italian dualism between the developed North (First Italy) and the behind South (second Italy). .
The interest that banks lend in the interbank Euribor (Europe Interbank Offered Rate, or interest rate offered on the interbank market in Europe), a rate which, as you can see in the term 3-month Euribor this Dictionary, has gone up (now beginning to come down.) It So far banks have no money. Consequences: i. Noncredit ii. They do not give mortgages, so that the Habitat, Colonial, Renta Corporation, Colonial, etc., Are beginning to happen terribly wrong. And shareholders who bought shares of those companies, they see that the contributions of these companies are falling sharply. iii. The 12-month Euribor, which is the benchmark for mortgages has been rising (see Term 12-month Euribor in the Dictionary), which makes the average Spanish mortgage you have, start to sweat to pay monthly installments.
iv. As the banks have no money, 1. Sold its shares in two companies. They sell their buildings 3. Metamos campaign for money, offering better conditions v. As people begin to feel squeezed by the mortgage payment, unless the Court is English. vi. As the English Court notices, purchase less the manufacturer of socks Mataro, who did not know that there were the ninja.
vii. The sock manufacturer thinks that as sell less sock, starts to overrun and fire personnel a few. viii. And this is reflected in the unemployment rate, mainly in Mataro, where people start buying less in stores. This is a dictionary of words. What happens is that the word "Crisis 2007-2008" is very serious. The title is misleading, considering that the crisis will end in 2008.