In general: Whether you need an Accepted or has the possibility of concluding a depends on the personal financial situation. Most banks have strict requirements for the granting of loans. As soon as one does not meet one of the required criteria, one usually has no chance to get money from the bank. Each of such Accepted must be of legal age and sought to live in Germany and have a regular income. Moreover, no negative credit record may be available and we can fund the loan from its own resources must. In addition, there needs to be typically a checking account and an identity document. If you can not meet the required criteria, it is possible a second borrower who can meet those incorporated into the contract. Upon signing a contract, there are several qualities to which we should necessarily aware of. In particular, the interest rate and the total running time is critical. The rule of thumb: The shorter the maturity, the lower the interest rate.Sometimes the top in advertising rates do not apply to everyone, so you know exactly only after a binding offer, which the bank charges. If any one part of a larger loan intends to settle at a stroke, one should check whether the bank makes a pro rata calculation of interest. Otherwise, a special repayment brings no savings, because you have to pay interest on the original loan amount. If you want to terminate the contract, you can get beyond the first six months at any time by giving three months. Also true: A credit agreement may be revoked at any time within the first fortnight, which is true even if one has already passed the money to the dealer. If in doubt, the bank then the money itself back from the dealer. So there is no reason to panic if you have completed hastily in the shopping spree for a loan. To obtain more detailed information about the various installment loans, you can Special Advisor on the Internet looking for pages that relate to the comparisonexperts have. There you can then compare the criteria term, monthly nominal interest rates as well as RMS and the various offers with each other to find a suitable loan